Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge […]
When you come to me for your mortgage, I begin by listening. I want to understand your goals and priorities so I can offer a home loan that’s right for you. I enjoy navigating and identifying the best options for you to consider. As a Mortgage Broker, I can offer a wide range of loan […]
I began as a loan officer in 1996 after graduating from University of California at Santa Cruz with a Major in Economics and Minor in Business. I have helped hundreds of people purchase homes or greatly reduce their monthly debt obligations through refinancing. Over the years, I have built a solid referral driven business based […]
Kim Smith brings over 18 years of industry experience to her role as a Mortgage Loan Officer. With a passion for helping clients achieve their homeownership goals, Kim is dedicated to providing personalized service and innovative mortgage solutions. Throughout her career, Kim has developed expertise in a variety of loan products, and loves working with […]
About Chuck Experienced in all areas of residential mortgage lending including: Conforming, FHA, USDA, VA loans, first-time home buyer programs; investment/rental properties, condominiums; and construction. With over 20 years of experience including a stint as a senior underwriter, I know how to help clients navigate complex and ever-changing loan guidelines to complete a smooth, seamless transaction. […]